How to File a Consumer Complaint — e-Daakhil, Money Limits and What You Can Claim
Last updated: 11 July 2026 · By Advocate Manish Sharma, Faridabad · General legal information, not legal advice
Who counts as a "consumer" — and who doesn't
Anyone who buys goods or hires services for consideration — including online purchases, and including beneficiaries of the purchase — is a consumer. E-commerce platforms are expressly covered under the 2019 Act. The main exclusion: purchases for resale or commercial purpose (with a self-employment/livelihood exception). Free services and contracts of personal service fall outside. Common winning categories: defective goods, deficient services (banking, insurance, telecom, education services with caveats, medical services), builder delay/non-delivery, insurance claim rejection, and airline/e-commerce failures.
Where to file — the forum and territorial rules
| Forum | Claim value (consideration paid) | For Faridabad consumers |
|---|---|---|
| District Commission | Up to ₹50 lakh | District Consumer Commission, Faridabad |
| State Commission | ₹50 lakh – ₹2 crore | Haryana State Commission, Panchkula |
| National Commission (NCDRC) | Above ₹2 crore | New Delhi |
The 2019 Act's consumer-friendly change: complaints lie where the complainant resides or personally works for gain — a Faridabad buyer can sue a Mumbai company in Faridabad. Note for property buyers: builder-delay matters can go to the consumer forum or H-RERA — the choice is strategic (RERA for possession/interest on delay; consumer forum for compensation-centric claims), and parallel proceedings for the same relief are not permitted.
The e-Daakhil process, step by step
- Pre-complaint notice (recommended): a legal notice to the seller — many matters settle here, and it strengthens the record.
- Register on edaakhil.nic.in with email/mobile OTP.
- Draft the complaint: parties, facts with dates, the specific deficiency/defect, the consideration paid (this fixes jurisdiction), and the reliefs — refund/replacement, compensation quantified head-wise, costs.
- Upload documents: invoice/agreement, payment proof, correspondence/emails/chats, photos/reports, the notice and its reply.
- Pay the fee online: nominal, slab-based by claim value (complaints up to ₹5 lakh are fee-exempt).
- Scrutiny → admission → notice to opposite party → written version → evidence (affidavits) → arguments → order. Commissions aim for time-bound disposal; contested matters realistically run months to a couple of years.
What you can actually get
Refund of the price with interest, replacement or removal of defects, compensation for loss and injury including mental harassment (quantified realistically — inflated claims damage credibility and can affect fee/jurisdiction), litigation costs, and in unfair-trade-practice cases, discontinuation orders. Orders are enforceable teeth-first: non-compliance is punishable with fine and imprisonment (Section 72, CPA 2019), and execution applications make recovery real, not theoretical.
The three mistakes that sink consumer cases
Limitation sleep: waiting past 2 years while "following up" with customer care — file, then negotiate. Vague deficiency pleading: "service kharab thi" fails; dated, specific, document-backed deficiency wins. Wrong opposite party: array the seller and manufacturer (goods), or the platform and service provider (e-commerce) — arraying only one lets each blame the other. For insurance rejections specifically: the repudiation letter's stated ground defines the battlefield; insurers cannot improve their reasons later.
Frequently asked questions
Online complaint kaise karein?
edaakhil.nic.in pe register → complaint draft → documents upload → nominal fee → Commission mein listed. Physical filing bhi chalti hai.
Consumer court ki limit kya hai?
District ≤ ₹50 lakh, State ₹50L–₹2Cr, National > ₹2Cr — consideration paid ke hisaab se.
Kitne din ke andar file karni hoti hai?
Cause of action se 2 saal (S.69 CPA 2019). Continuing deficiency mein cause continuing ho sakta hai.
Kya lawyer zaroori hai?
Nahi — khud appear kar sakte ho. Par builders/insurers counsel ke saath aate hain; drafting quality outcomes decide karti hai.
Builder delay — consumer court ya RERA?
Dono available; possession/delay-interest ke liye RERA, compensation-focus ke liye consumer forum — same relief ke parallel cases nahi.
Related reading
Consumer disputes — complete practice page · H-RERA — builder matters · Legal notice — drafting & reply
Enquiries regarding consumer matters
The chamber may be contacted by telephone or WhatsApp for consumer complaints, builder disputes and insurance rejections. Nothing on this page constitutes legal advice.
+91 99713 43031